2024 Good 2nd credit card reddit

Good 2nd credit card reddit

Author: fbxp

August undefined, 2024

WebLooking to get a second credit card. The kays jeweler account is never used and only still open to increase my overall available credit. I have no debt and have a 100% on time payment record and never carry a balance. Looking to get a second card with travel rewards maybe unless there is a better option available! Also open to sign on bonuses ETC. WebA good second credit card? Hiii, I currently have one credit card ($6700 limit) and an 803 FICO score (I’m excited! Years of shitty credit have been undone). I’m thinking of getting a second credit card, something that pads out my rewards a bit more.

When Should I Apply For Another Credit Card? - Experian

WebFirstly, to get section 75 protection on larger purchases. Secondly, to earn cashback on spending (you can currently earn between 0.25% and 5% cashback on credit card purchases). Thirdly, to make use of 0% interest free periods and keep the money saved in an interest-earning account (process called stoozing). WebSecond credit card I was advised by mortgage broker to get a second credit card. Any suggestions? Vote Finance Business, Economics, and Finance 0 comments Best Add a Comment More posts you may like r/PersonalFinanceCanada Join • 9 days ago Monthly savings 319 488 r/PersonalFinanceCanada Join • 7 days ago Bankruptcy Followup - A … cap borghi

A good second credit card? : r/CreditCards - reddit.com

WebOne thing to mention about the Costco Visa is that the 4% cash back from the retailer is only if you have an executive membership (2% from the card, 2% from membership tier), not any of the lower tiers. But overall, 4% on gas (anywhere), 3% on travel/dining, 2% at Costco, 1% on all other purchases is pretty good. WebThis isn't all true. If you have 2k on a card with a 2k limit, and no debt on another card with a 2k limit, that is worse for your credit score than to have 1k split on two cards. Having a card maxed out negatively impacts your credit score. I believe maxed out is considered 90% or more utilization of the card. 19wolf • 8 yr. ago. WebHaving multiple tradelines is good for your score. 2-3 cards is good for this aspect. Having multiple cards can also be convenient - if one breaks, is lost, or compromised by … british high commission in south africa

Best Second Credit Card?? : r/CreditCards - reddit

WebYES, THEY ARE REALLY THAT BAD. HERE'S MY EXPERIENCE: I have been with Citi for almost 10 years - they used to offer a point system that was a one-for-one deal, wherein, 1 point = $1.00...but no longer. Now, that 1 point is equal to 1 penny. WebHey everyone I’m a college student looking for a good second credit card now that I’ve built up my credit a bit. Current card: discover student it card $3,300 limit. FICO score: … cap borghi fcWebJan 28, 2024 · Reasons you should get a second credit card Improve your credit scor e. “There is a benefit to having more cards,” said Tamar Asken, a certified financial planner … cap borgaro torinese

"WebWhat’s a good 2nd credit card? I’m looking to get a 2nd credit card when I reach 6 months or 1 year since getting my 1st cc. My current one is a UB Cashback Gold MC and I heard mahirap pakiusapan UB to waive the annual fee. I might cancel this card after I … " - Good 2nd credit card reddit

Good 2nd credit card reddit

Good second credit card (to be used for travel rewards)

WebWhen It Can Be a Good Idea to Get Another Credit Card. Consider seeking a new credit card when you're in one of the following situations: Your credit score has improved: If you already have a credit card and your credit score has increased since you first got it, you might now be eligible for a new credit card with premium WebRecommendations for a good 2nd Credit Card with a higher limit? Current Card: Discover Student Card, $1,500 limit, February 2024 FICO Score: 701 Oldest Account Age: 2yrs …

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WebMight be best to wait for a whole year since that, but idk the relevant data. If you have an iPhone, Apple Card is a good early card for building credit purposes, and the cash back is better than most starter options. 2% back on any Apple Pay covers a lot. 3% at select places and 1% rest. Not sure if this will stay around, but $75 sub if ... WebI think both chase freedom cards are a good way to start. If you have a lot of other spending beside the one you mention, unlimited will be a better choice for your first chase card, it give you 1.5% back on everything. If not, flex will be a good one for getting 5% back on rotating categories.

WebI second the Uber Visa Card. Wonderful card for the categories in question. You also save on an Amazon Prime membership and get insurance on your cellphone. The one … WebGenerally it's recommended to apply for a second credit card after at least 1 year of credit history. With that said,... Citi Custom Cash is a 5% cash back card on one category up to …

WebWhen to get 2nd Credit Card, if ever. Credit. Hello all, I have been building my credit for the last 4 years and am deciding on whether or not to get another credit card. I have … WebAmex is pretty good about upping credit limits. As long as your initial limit with Amex is more than $1000 then, after 61 days you want to try for a credit limit increase of 3 times your …

WebI currently have one credit card ($6700 limit) and an 803 FICO score (I’m excited! Years of shitty credit have been undone). I’m thinking of getting a second credit card, something …

WebLooking for a good second Credit Card! Card Recommendation Request (Template Used) Any recommendations would be greatly appreciated! Current cards: (list cards, limits, … cap borgesWebI think that you should consider opening a Apple Credit Card as your 2nd card mainly because they often give a higher credit limit to people with newer ages of credit. That … cap borgo chiese tnWeb7 minutes ago When to get 2nd Credit Card, if ever Credit Hello all, I have been building my credit for the last 4 years and am deciding on whether or not to get another credit card. I have had my Discover It card this whole time with a 7k limit on there. My utilization fluctuates between 0-20%. Currently it is completely paid off. british high commission jamaica addressWebIf you going for cash back citi double cash or Wells Fargo make a 2% back card (although citi is changing there’s to work more with gift cards). If your into investing fidelity has a … cap borghesiana romaWebJan 14, 2024 · 4 best second credit cards to complement your first. Chase Freedom Unlimited®: Best secondary credit card for points transfer. Chase Freedom Flex℠: Best … cap borgoroseWebApr 11, 2024 · What to look for. Getting a second card that complements your spending habits is key. If you plan on carrying debt, find a card that minimizes the costs of doing … cap borgo wuhrer bresciaWebHiya folks, I'm looking for a good second credit card. I currently have the Wells Fargo visa signature card, and it is my first credit card. I would ideally like something that gives me … british high commission jamaica visas